Can I Get Car Insurance Without A License

[wp_ad_camp_1] [wp_ad_camp_1]

Can I get car insurance without a license? A few people have wondered if it is possible to get car insurance without a license. All things considered, it does not seem to be the case, because having no license makes you a greater risk since a license is proof of your ability to drive.

So, can I get car insurance without a license?

Surprisingly, YES! It is possible for you to get car insurance without a license BUT not everyone can get a car insurance without a license. There are certain factors that must be considered for the most part, your chances of getting a car insurance without a license is hinged upon the insurance company and the circumstances surrounding why you do not have a license. If you do not have a license because it got suspended or revoked, then you can kiss getting a car insurance without a license goodbye because for car insurance companies the fact that your driver’s license got suspended means you are too much of a risk and RARELY do insurance companies give insurance for cases like that. Remember that insurance companies like giving their insurance to people who are most likely not gonna use them, it is profitable that way, someone whose license got suspended or revoked is likely to collect their insurance soon which is not a good thing for insurance companies.

Then, when can I get car insurance without a license?

can i get car insurance without a license easyTo be clear, in general, most insurance companies will not give car insurance to those without a license, but there are exceptions to this rule. For instance, if you are a first-timer and are currently trying to get a driver’s license, there are some insurance companies which will consider your circumstances with a condition. Usually, they will ask you to present proof that you got your driver’s license within 30-45 days. If you are unable to present such proof within the allotted period, they will cancel your car insurance and you will return back to the status of uninsured. It does not seem so bad, right? However, consequently, this means that you will not be allowed to drive in most states because most states mandate by law the acquisition of car insurance. They even go so far as to mandate what type of coverage should always be part of your car insurance policy.

If, for example, you are not the owner of the car but you you drive other people’s car on a regular basis then, you most likely should get a non-owner’s auto insurance policy which will give secondary liability coverage.

In addition, if you are a foreigner and carry for example, an international, foreign or matricula license, you can get your license from non-standard carriers insurance companies.

Again, always bear in mind that as a rule most insurance companies need to review your driving record so that they can calculate properly your insurance premium and give you your insurance policy. So, if you do not have a driver’s license when you go looking for car insurance, chances are, you will either be given a very high rate or, you will not be able to get car insurance at all.


Related Articles

What Is The Cheapest Car Insurance
How Much Car Insurance Do I Need
Can I Get Car Insurance Without A License Quickly

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>